Whether you’re moving for work, study or just a fresh start, understanding the steps in relocating with your partner to the UK is crucial. Let’s break it down, piece by piece, so that you’re fully prepared for this big adventure.
1. Understanding the UK Visa Options
The first step in relocating with your partner to the UK is determining the right visa. The UK offers different visa options depending on your circumstances and it’s essential to apply for the one that best fits your situation.
Partner Visa (Spouse, Unmarried or Civil Partnership)
If your partner is a UK citizen or has settled status, you can apply for a partner visa. This is one of the most common routes for couples relocating to the UK. Here’s what you need to know:
- You must be married, in a civil partnership or in a genuine relationship (cohabiting for at least two years).
- Proof of relationship is required, such as shared bills, photos and travel records.
- Your partner must meet a minimum income threshold to sponsor you, which is currently set at £18,600.
Skilled Worker Visa
If you or your partner have a job offer from a UK-based company, the skilled worker visa might be your best bet. The UK government sponsors this visa for individuals with job offers in eligible sectors.
- The job must be listed on the government’s eligible occupations list.
- Your partner can apply as your dependent, allowing you to relocate together.
- You must meet salary requirements (currently £25,600 or above).
Student Visa
Planning to study in the UK? If you’re on a student visa, your partner can apply as a dependent if you’re enrolled in a postgraduate course or a program lasting over a year.
- Proof of sufficient funds to support both of you is necessary.
- Your partner may be eligible to work in the UK, depending on the type of visa and your study level.
2. Preparing Your Documentation
Once you’ve chosen the right visa, the next step in relocating with your partner to the UK is gathering the required documentation. This is one of the more tedious parts, but it’s absolutely essential for a smooth process. Missing paperwork can lead to delays or even a visa rejection, so double-check everything before submitting your application.
Key Documents You’ll Need:
- Passport: Both yours and your partner’s valid passports are required.
- Proof of relationship: This could be marriage certificates, proof of cohabitation or other documentation demonstrating the legitimacy of your relationship.
- Financial evidence: Bank statements, payslips or proof of your sponsor’s income.
- Accommodation proof: You must show you have suitable living arrangements in the UK (like a rental agreement or a letter from family/friends).
Make sure all documents are in English or translated by a certified translator.
3. Financial Requirements for Relocating to the UK
One major factor in relocating with your partner to the UK is meeting the financial requirements set by the government. This is a crucial part of your visa application process, especially for partner visas and dependent visas. You’ll need to show that you can financially support yourself and your partner without relying on public funds.
Meeting the Financial Threshold
As mentioned earlier, the current income requirement for sponsoring a partner is £18,600. However, this number increases if you have children. If your partner cannot meet this threshold through their salary, other sources of income can be included, such as:
- Savings (above £62,500 for at least six months).
- Pension income.
- Non-work income (such as rental property earnings).
For those applying through the Skilled Worker Visa route, make sure your job offer meets the required salary, which is typically £25,600 or a higher rate depending on your occupation.
Cost of Living Considerations
Once you’re in the UK, you’ll need to think about your cost of living. Cities like London tend to be more expensive, so planning your budget is vital. Key expenses include:
- Rent: Prices vary widely based on location.
- Utilities and bills: Including electricity, gas, water and internet.
- Groceries and transportation: Essential for day-to-day living.
- Healthcare: If you’re not eligible for NHS coverage, private healthcare insurance might be necessary.
4. Submitting the Visa Application
After gathering all the necessary documents and meeting the financial requirements, the next big step in relocating with your partner to the UK is submitting the visa application. Here’s what you need to know.
Online Application Process
Most visa applications to the UK are completed online. You’ll need to:
- Fill out the application form based on the visa category you’re applying for.
- Upload all the required documents.
- Pay the application fee (which varies depending on the visa type).
Once your application is submitted, you will be required to provide your biometric information (fingerprints and photograph) at a Visa Application Centre in your home country.
Immigration Health Surcharge (IHS)
This is a mandatory fee that allows you to access the UK’s National Health Service (NHS) during your stay. The cost is typically £624 per year for adults and must be paid when applying for your visa.
5. Waiting for a Decision
After submitting your application, the waiting game begins. The processing time for UK visas can vary depending on the visa type and the time of year.
How Long Will It Take?
- Partner visas typically take between 2 to 12 weeks.
- Skilled worker visas can take 3 to 8 weeks.
- Student visas are usually processed within 3 weeks.
During this period, it’s crucial to avoid booking any travel until you receive a decision. Visa processing times can be unpredictable and the last thing you want is to lose money on flights or accommodation.
6. Arriving in the UK: What You Need to Know
Once your visa is approved, the next step in relocating with your partner to the UK is to plan your actual move. There are several things to keep in mind for a smooth transition.
Traveling to the UK
Ensure that your passport, visa and other necessary documents are easily accessible during your journey. Upon arrival, you’ll go through customs and present your visa to the UK Border Control.
Collecting Your Biometric Residence Permit (BRP)
If your visa is approved for more than six months, you will need to collect your Biometric Residence Permit (BRP) within 10 days of your arrival. This document is proof of your immigration status and is required for things like:
- Opening a bank account.
- Renting property.
- Accessing healthcare.
You can pick up your BRP from the location specified in your visa decision letter, usually a local post office.
7. Settling Down: Accommodation and Employment
The final phase in relocating with your partner to the UK is getting settled in your new home and possibly finding employment.
Finding Accommodation
Depending on your budget and visa requirements, finding a suitable place to live will be your top priority. Research the area you’ll be moving to in advance, so you have a good idea of the housing market. Websites like Zoopla or Rightmove can help with your search.
Employment Options for Partners
If your partner has a visa that allows them to work, job hunting will be the next logical step. Make sure you have your BRP before applying for jobs, as most employers will need to verify your right to work.
8. Registering for Healthcare and National Insurance
Once you’ve settled in, there are two important administrative tasks you’ll need to complete:
- Registering with a GP: As part of your visa, you’ll have access to the UK’s National Health Service (NHS). Make sure to register with a local doctor (GP) as soon as possible.
- National Insurance Number: If you or your partner plan to work in the UK, you’ll need a National Insurance (NI) number, which allows you to pay taxes and contribute to the state pension.
Relocating with your partner to the UK can be both exciting and challenging, but with proper planning and a thorough understanding of the process, it can be a smooth experience. Make sure to research visa options, prepare your documentation and be financially ready for the move. By following these steps, you can begin your new chapter in the UK with confidence.